What Is a Demand Letter?
A demand letter is a written settlement request sent to an insurer or opposing party after an injury claim. The letter explains the facts, describes the injuries and losses, identifies supporting evidence, and states the compensation sought. It presents the claimant’s position before formal litigation or settlement negotiations continue.
Quick Facts About Demand Letter
Category
Personal injury claim document
Used for
Settlement negotiations
Common confusion
Not a lawsuit or court order
Also called
Settlement demand, Settlement demand letter
Often discussed with
Car Accident Lawyer
Key Takeaways About Demand Letter
- A demand letter is a settlement communication, not a court filing.
- Supporting records help connect the accident to the claimed losses.
- A demand letter is not the same as a lawsuit or summons.
How Demand Letter Works

Demand letter works as a structured presentation of an injury claim. The sender describes how the accident happened, explains the injuries, and identifies the losses connected to the event. The letter may refer to medical records, bills, wage information, photographs, and witness accounts. Each item should support a specific part of the claim.
Related glossary terms: Bodily Injury, Economic Damages, Medical Records.
The recipient reviews the request and may accept it, reject it, ask for more information, or make a counteroffer. The exchange can shape later negotiations, but the letter does not decide liability or force payment. A clear demand separates established facts from disputed issues and explains how the requested settlement addresses the documented harm.

From the Atlanta Auto Law team
When we prepare a demand letter, we organize the accident facts, treatment history, documented losses, and available insurance information. We check that the records support the injuries described and that the request addresses disputed issues without overstating the evidence.
Demand Letter in Practice: A Real-World Example
After a driver causes a crash, the injured person’s attorney sends a demand letter to the insurer. The letter explains the collision, summarizes treatment and lost income, attaches supporting records, and requests a settlement based on the documented claim.
Related Services
Related Terms
Bodily Injury
Bodily Injury is physical harm suffered by a person, such as a broken bone, concussion, or…
Economic Damages
Economic Damages are measurable financial losses linked to a workplace injury, such as medical treatment, lost…
Medical Records
Medical Records are written or electronic files that document a patient's care, condition, testing, treatment, and…
Witness Statement
A Witness Statement is a written or recorded account from someone who saw, heard, or experienced…
Atlanta Auto Law
Have Questions About Demand Letter?
Contact Atlanta Auto Law for practical guidance on Demand Letter and related personal injury attorney work in Druid Hills.
